Tina R. Cruz, CFA currently covers the consumer and transportation sectors as Research Director of the MBA Investment Fund, LLC, at the University of Texas McCombs School of Business. Prior to returning to school, she was employed with Luther King Capital Management (LKCM), initially as an Equity Trader, and then as the primary Research Analyst for the consumer non-durables and food retail and distribution sectors. While at LKCM, she also was partially responsible for coverage of the retail industry for LKCM's Small Cap Mutual Fund. Ms. Cruz is a Chartered Financial Analyst, and a member of the Association for Investment Management and Research.